Rates and fees for Private Bank accounts not on sale
If you have a Private Bank account or card with us that you’re still using, but we no longer sell, you’ll find the rates and fees below.
All rates and fees are subject to change.
Private Bank account
| feature | Rate/Fee |
|---|---|
| Free withdrawals per month | Unlimited |
| Manual transactions Branch, and staff-assisted transactions. Service fees may apply. |
$0 |
| Electronic transactions Internet, electronic (including EFTPOS, direct debits, Telephone Banking, automatic payments) and self service. Service fees may apply. Payments into your account from other parties by way of BNZ Internet Banking, Automatic Payment or ATM are classed as Electronic Transactions. |
$0 |
| Overdraft monthly facility fee | $0 |
| Unarranged monthly overdraft fee | $0 |
| Private Bank Line of Credit - Unsecured |
13.15% p.a. |
| Default interest rate - Unsecured | 13.15% p.a. + 7% margin^ |
| Private Bank Line of Credit - Secured | 8.69% p.a. |
| Default interest rate - Secured | 8.69% p.a. + 10% margin |
Private Bank Advantage Visa Platinum
Our Private Bank BNZ Advantage Visa Platinum credit card is no longer on sale.
If you are a current cardholder, you can view card features and rates and fees in our fact sheet (PDF 127KB).