Reducing your premium costs

There are ways to lower your premium while staying insured and continuing to protect your assets.

Review your cover

If you have optional add-ons on your insurance, review these to ensure they are still relevant to your situation. If you don’t need them, removing them may help reduce your premium.

Review your eligibility for discounts

If you have contents insurance plus home insurance or vehicle insurance with us, you may be entitled to a package discount. You can also be rewarded for every year you don’t make a claim and for having a burglar alarm.

Change your payment frequency

Changing your payment frequency from annual to instalments can help spread your premium throughout the year. However, a higher premium is charged if you pay quarterly or monthly, than when you pay a lump sum annual premium.

Change your excess

Ask about our excess options. Opting for a higher excess may help lower your premium. Conditions apply.

Support is available

Our insurance experts are on hand to help.

Call us on 0800 808 618 to speak to the PremierCare team.