Financials
BNZ disclosure statement
Disclosure statement for the six months ended 31 March 2024 PDF 585KB
Our disclosure statements give you corporate, financial, and risk-related information about the bank.
If you’re looking for product disclosure statements, visit our terms and conditions page
Previous disclosure statements
You can read previous disclosure statements from the last eight years.
2023
- Year ended 30 September 2023 PDF 772KB
- Six months ended 31 March 2023 PDF 542KB
2022
- Year ended 30 September 2022 PDF 667KB
- Six months ended 31 March 2022 PDF 689KB
2021
- Year ended 30 September 2021 PDF 951KB
- Six months ended 31 March 2021 PDF 682KB
2020
- Year ended 30 September 2020 PDF 866KB
- Six months ended 31 March 2020 PDF 707KB
2019
- Year ended 30 September 2019 PDF 672KB
- Six months ended 31 March 2019 PDF 317KB
2018
- Year ended 30 September 2018 PDF 546KB
- Six months ended 31 March 2018 PDF 335KB
2017
- Three months ended 31 December 2017 PDF 217KB
- Year ended 30 September 2017 PDF 583KB
- Nine months ended 30 June 2017 PDF 234KB
- Six months ended 31 March 2017 PDF 456kb
2016
- Three months ended 31 December 2016 PDF 243KB
- Year ended 30 September 2016 pdf 699kb
- Nine months ended 30 June 2016 PDF 242KB
- Six months ended 31 March 2016 pdf 448kb
Financial advice legislation
We’re a Financial Advice Provider (FAP) under the Financial Markets Conduct Act 2013.
This means that we’re regulated by the Financial Markets Authority (FMA). They’re responsible for managing and monitoring the services we provide, to make sure we’re doing our business properly.
You can check out our status as a FAP at any time.
Download a copy of the BNZ FAP Disclosure Statement pdf 71kb or request a copy free of charge in branch.
Capital and funding
BNZ and BNZ International Funding Limited (BNZIF) maintain a diversified funding portfolio by accessing offshore and domestic debt markets.
Senior debt securities include:
- United States Commercial Paper (USCP)
- Global Medium Term Notes (GMTN)
- Domestic Bonds and Notes
- Covered Bonds.
Regulatory capital instruments include:
- Perpetual Preference Shares (PPS).