Get into your first home with KiwiSaver

You may be able to withdraw savings from your BNZ KiwiSaver Scheme account to help you get in to your first home.

First Home Buyer Fund

The BNZ KiwiSaver Scheme has a fund designed for first home buyers. It aims to achieve relatively stable returns over the short to medium term, for those who are planning to withdraw their savings within the next three to five years. Compare our funds

More ways you can get your deposit together

Saving a deposit for your first home may seem daunting. But we’re here to help. There are lots of ways you may be able to get your deposit together. In addition to withdrawing your KiwiSaver savings, you could have built up other pots of money or even been given some money by relatives.

How to make a withdrawal from the BNZ KiwiSaver Scheme

You could withdraw most of your KiwiSaver savings to help you get in to your first home. Learn more about our withdrawal process.

1. Find out if you’re eligible

You can apply for a first home withdrawal once you’ve been a member of a KiwiSaver scheme for three years. You’ll need to live in the home you’re buying, or buying land to build a home you’ll live in. Find out more about first home withdrawal eligibility in our guide for first home buyers.

2. Request an estimate

If you’re already a BNZ KiwiSaver Scheme member, you can request an estimate for the amount you could withdraw to buy your first home.

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