Get a call back
One of our home loan experts will talk through your options and answer any questions you have. If you’re not a New Zealand resident, restrictions apply when buying property.
If you’re ready to get started, so are we
How to apply for a home loan
Request conditional approval
Apply for conditional approval and we’ll be in touch to discuss how much you could borrow, so you know what you can afford and can be ready to move quickly on the home you want.
Book an appointment
Arrange a phone or video appointment on a day and time that suits you. Or find a Home Loan Partner near you, and meet with them in person at a place you choose.
Move your home loan to BNZ
We understand moving your home loan involves a change to your financial arrangements, so we’ll do everything we can to make the move simple and stress free.
Contact an expert
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All home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. An establishment fee of up to $150 may apply. Not for business purposes.
Due to amendments to the Overseas Investment Act 2005 which came into effect on 22 October 2018, all non-resident purchasers must complete a Residential Land Statement to say whether they are eligible to buy residential property in New Zealand. There are significant penalties under the Act for not complying and your lending approval may be withdrawn. You should seek independent advice if you are unsure if you comply with the Act.
Home Loan Partners cover city and rural areas across Northland, Auckland, Hamilton and Waikato, Tauranga and Bay of Plenty, Hawkes Bay, Taranaki, Whanganui and Manawatū, Wellington, Nelson and Marlborough, West Coast, Canterbury, Queenstown, and Otago regions.