Help & Support

Products no longer on sale

If you have an account with us that you’re still using, but we no longer sell, you’ll find the rates and fees or relevant information for the account below. If you can’t find your account below, contact us for more information.

All rates and fees are subject to change.

TotalMoney for Business

Rates and fees are subject to change. Service, account, and facility fees may also apply.

Rate/Fee Type	Amount
Overdraft Base Rate	12.00% p.a.^
Monthly base or account fee^	$10.00 per bank month (For up to 50 accounts)
Unarranged overdraft fee^	0.15% per bank month ($5.00 minimum)
Account fee No charges to deposits to the account^, staff assisted transactions, ATM, BNZ Internet and Electronic Transactions, and Automatic Payments written each month, the set up and amendment of Automatic Payments and Bill Payments using Internet Banking. No cash handling fees. Other Service Fees still apply.	No charge
Overdraft facility fee^^	0.15% per bank month ($5.00 minimum)

MyMoney for Business

Rates and fees are subject to change. Service, account, and facility fees may also apply.

Rate/fee Type	Amount (% p.a.)
Overdraft Base Rate^	-
Monthly base or account fee^	No charge
Electronic transaction fee Automatic payments, bill payments, direct credits, direct debits, funds transfers, same-day cleared payments, ATM and/or EFTPOS transactions.	No charge
Manual transaction fee Staff assisted and BNZ Direct Cash transactions.	No charge
Unarranged overdraft fee^	0.15% per bank month ($5.00 minimum)
Overdraft facility fee^^^	0.15% per bank month ($5.00 minimum)

Non-Profit Organisation account

Non-Profit Organisation accounts are available to any charity, association, or organisation that returns any profit, property, or benefit to the wider community and not to any individual member or members.

Rates and fees are subject to change. Service, account, and facility fees may also apply.

Rate/fee type	amount
Credit interest^ Calculated on the lowest daily balance in each month.^ Credit interest is paid six-monthly (February and August)^	1.85% p.a.
Overdraft interest rate^^	Business overdraft base rate + margin
Monthly base or account fee^	No charge
Electronic transaction fee Automatic payments, bill payments, direct credits, direct debits, funds transfers, same-day cleared payments, ATM and/or EFTPOS transactions.	No charge
Manual transaction fee Staff assisted and BNZ Direct Cash transactions.	No charge
Overdraft facility fee^^^^	0.15% per bank month ($5.00 minimum)
Unarranged overdraft fee^	0.15% per bank month ($5.00 minimum)