Help & Support

Business overdrafts

Product	Overdraft base rate (% p.a.)
Business First Transact	-
Market Connect	7.38 + margin*†^
Business overdraft base rate	12.00 + margin*

*Terms and conditions apply.^

^†Rate effective from Monday 2 December 2024. If you need a current rate, call us on 0800 275 269.

^This rate will update automatically for existing accounts on Friday 3 January 2025, however, the new rate will not be updated on this page until Monday 13 January 2025. If you need the new rate (effective 3 January 2025) during this time, phone 0800 275 269.

ProjectPlus facility

ProjectPlus base rate: 6.13% p.a. + margin^{†^}^

^†Rate effective from Monday 2 December 2024. If you need a current rate, call us on 0800 275 269.

^ This rate will update automatically for existing accounts on Friday 3 January 2025, however, the new rate will not be updated on this page until Monday 13 January 2025. If you need the new rate (effective 3 January 2025) during this time, phone 0800 275 269.

CashFlow Plus facility

CashFlow Plus base rate: 7.68% p.a. + margin^†^

^†Rate effective from Monday 16 December 2024. If you need a current rate, call us on 0800 275 269.

Business term loans

Product	Term loan 90 day base rate (% p.a.)
Business First term loan	- + margin*

*Terms and conditions apply.^

Find out more

Rates can change at any time. More information on our rates, fees, and terms can be found in your facility agreement, our Business account and services fees PDF 182KB, as well as in our Standard terms and conditions PDF 310KB.

You can also send us an enquiry  or give us a call:

• BNZ Partners: 0800 275 269
• Small Business Specialists: 0800 269 763.