Business cards

Our business cards can help you make payments, manage your expenses, and make the most of your working capital.

Types of business cards

Our cards come with a range of benefits, so you can choose which card will deliver the best solution for your business.

Credit cards

Save money with the lower interest rate Business First Lite Visa, or earn rewards with Advantage Visa Business.

Purchasing cards

Effectively manage multiple cards and pay no interest by paying your account in full by direct debit, each month with a Purchasing card facility.

Debit cards

Pay your business expenses online or overseas using your own money with Flexi Debit for Business Visa.

Features and benefits

Working capital

Access short-term working capital by using interest-free days with a business credit card.

Control over spending

Manage your employees’ card limits, daily spend limits, or access to cash advances.

Rewards and travel benefits

Earn BNZ Points on your spending, and enjoy travel insurance with a BNZ Advantage Visa Business credit card.

Expense management

Manage multiple cards efficiently and have visibility of spending with a Purchasing card combined with our expense management solution, FlexiPurchase.

Zero fraud liability guarantee

We’ll pay for transactions you didn’t make, as long as you’ve complied with the card’s terms and conditions.

Get in touch

Our business specialists are available to provide expert advice and help you work out the best products for your business needs.

If you need some help contact us.

Small Print

Business and Agribusiness fees PDF 113KB

Terms and conditions

  1. BNZ Points are earned on eligible purchases, which exclude cash advances, balance transfers, interest charges, bank fees, gambling, betting or lottery transactions, unauthorised transactions for which you are not liable, transactions with securities brokers or dealers, transactions for cryptocurrency and contracts for difference.

  2. 35 Day Business International Travel Insurance ('Insurance') is subject to the terms, conditions, exclusions (for example age limitations etc.) and activation requirements contained in the policy document. Read the policy document PDF 203KB to make sure that the Insurance meets your needs. The Insurance is provided to BNZ Advantage Business cardholders by AIG Insurance New Zealand Limited ('Insurer') under an agreement with BNZ. BNZ does not underwrite the Insurance, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer. Premiums are payable for policy extensions such as pre-existing cover, duration extension and specified items. Visit the BNZ travel website to check your cover eligibility.

References to third party websites are provided for your convenience only. BNZ accepts no responsibility for the availability or content of such websites.