Credit cards
Save money with the lower interest rate Business First Lite Visa, or earn rewards with Advantage Visa Business.
Our business cards can help you make payments, manage your expenses, and make the most of your working capital.
Our cards come with a range of benefits, so you can choose which card will deliver the best solution for your business.
Save money with the lower interest rate Business First Lite Visa, or earn rewards with Advantage Visa Business.
Effectively manage multiple cards and pay no interest by paying your account in full by direct debit, each month with a Purchasing card facility.
Pay your business expenses online or overseas using your own money with Flexi Debit for Business Visa.
Access short-term working capital by using interest-free days with a business credit card.
Manage your employees’ card limits, daily spend limits, or access to cash advances.
Earn BNZ Points on your spending, and enjoy travel insurance with a BNZ Advantage Visa Business credit card.
Manage multiple cards efficiently and have visibility of spending with a Purchasing card combined with our expense management solution, FlexiPurchase.
We’ll pay for transactions you didn’t make, as long as you’ve complied with the card’s terms and conditions.
Balancing incoming cash and outgoing expenses can be tricky. Here are 5 simple things you can start doing today to help you manage your business cash flow.
A key part of running a sustainable business is having a steady cash flow. Here are some strategies to help avoid running out of cash, particularly when an unexpected crisis arises.
Our business specialists are available to provide expert advice and help you work out the best products for your business needs.
If you need some help contact us.
Business and Agribusiness fees PDF 113KB
Terms and conditions
BNZ Points are earned on eligible purchases, which exclude cash advances, balance transfers, interest charges, bank fees, gambling, betting or lottery transactions, unauthorised transactions for which you are not liable, transactions with securities brokers or dealers, transactions for cryptocurrency and contracts for difference.
35 Day Business International Travel Insurance ('Insurance') is subject to the terms, conditions, exclusions (for example age limitations etc.) and activation requirements contained in the policy document. Read the policy document PDF 203KB to make sure that the Insurance meets your needs. The Insurance is provided to BNZ Advantage Business cardholders by AIG Insurance New Zealand Limited ('Insurer') under an agreement with BNZ. BNZ does not underwrite the Insurance, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer. Premiums are payable for policy extensions such as pre-existing cover, duration extension and specified items. Visit the BNZ travel website to check your cover eligibility.
References to third party websites are provided for your convenience only. BNZ accepts no responsibility for the availability or content of such websites.