Whether you’re looking for a low rate card or one that earns rewards, find the BNZ credit card that suits you.
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Open a new BNZ Advantage Visa Platinum before 12 February 2027, and you’ll pay no credit card account fees for the first 12 months.^ This includes:
BNZ Lite Visa is a low rate credit card so it can help you pay less interest and keep fees low.
BNZ Advantage Visa Platinum is a rewards credit card that earns BNZ Points on eligible spending and includes travel benefits.^
You’ll need to be a BNZ customer before you can apply for a credit card online. Most BNZ customers can apply for a credit card through Internet Banking or the BNZ app.^
We’ve got easy ways to help you manage your credit card and keep track of spending, on the small screen or the big screen.
See your balances instantly, pay your balance, block and unblock your card, set or change your card PIN, and use other tools to manage your money.
Check your balance, see when you need to pay your bill, read your statement, and see what you’re spending.
Breeze through the checkout in stores, apps, and online by paying with your phone. Just add your eligible BNZ Visa credit cards^ to Apple Pay^ or Google Pay™^ and you’re good to go, anywhere contactless is accepted.
In the unlikely event you’re a victim of fraud, our Zero Fraud Liability guarantee means we’ll repay any transactions you didn’t make, as long as you’ve met your credit card terms and conditions.
If you buy something online and don’t receive it, or return an item and don’t get a refund, we can help get your money back through our NetPromise policy. Just let us know within 30 days of getting your statement.
Our liquid encryption technology updates the security information on your card’s magnetic strip every time you use it at a BNZ ATM. This protects your card information and helps us detect if your card has been copied without you knowing.
BNZ credit cards are accepted all over the world. Let us know before you go overseas, and take a look at our travel essentials to help with your planning.
Features, rates, and fees for:
Get easy access to your money with a BNZ Flexi Debit Visa. Link it to your accounts and use it to shop online, over the phone and with Apple or Google Pay.
If your card is lost or stolen call us on 0800 735 901, or call us on +64 4 473 5901 from overseas.^
BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Rates and fees subject to change.
Read our full credit card terms and conditions
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.