Personal loan calculator assumptions

This calculator provides results based on assumptions about when monthly payments are made. It does not constitute a quote or offer from BNZ.

The estimated repayment amount or length of loan must be used as a guide only. It:

1. assumes the current variable interest rate applicable to the Advanced Personal Loan does not change during the term of your loan;
2. assumes you make all your required monthly repayments in full and on time; and
3. assumes you are not charged any fees (other than the loan facility fee) during the term of the loan.