Types of home loan rates
We have two different interest rate types depending on how your lending is secured.
- Residential Owner Occupied rates apply to home loans that are directly secured against the home that you live in^.
- Residential Investor rates apply to home loans that are directly secured by only a residential investment property or properties^.
If you entered into a home loan before 23 October 2018 and haven’t been advised that your loan is moving to one of the above interest rate types, see the applicable rates here.