Get rewarded every day

Earn BNZ Points to redeem for a range of rewards and access special offers, just by doing your everyday banking with us.

Earn BNZ Points with a rewards credit card

With the BNZ Rewards programme, you’ll earn BNZ Points when you shop with a BNZ Advantage Visa credit card. Choose from Classic or Platinum card options for personal spending, or Business Advantage Visa for everyday business spending.Joint cardholders split their earned BNZ Points 50/50, so each cardholder can redeem their own rewards.

Spend your BNZ Points on what you want

Redeem your BNZ Points for a wide range of rewards in the BNZ Rewards portal, by logging in to the BNZ app or Internet Banking.

Book travel

Use your BNZ Points to book your favourite airlines, hotels or rental cars worldwide.

Get eGift cards

Treat yourself and others with eGift cards from your favourite brands, delivered instantly via email.

Get cash back

Redeem your BNZ Points for cash back to an eligible BNZ account.

Transfer to partners

Transfer your BNZ Points to other loyalty partner programmes including leading airlines and hotels.

Ways to reward yourself with travel

Wherever you’re headed, we have you covered with over 200 airlines (including Air New Zealand, Emirates and British Airways), and 900 hotels and resorts to choose from.

Book travel worldwide using BNZ Points

Use BNZ Points or a combination of points and cash, to book flights, hotels and resorts, and car rentals worldwide. Filter by a range of criteria, with no blackout date restrictions.

Transfer BNZ Points to other travel programmes

Transfer your BNZ Points to participating airline and hotel loyalty programmes, including Qantas and Accor Hotels.

Redeem BNZ Points for travel eGift cards

Redeem BNZ Points for eGift cards to spend with providers like Flight Centre and Airbnb, to travel and stay almost anywhere around the world.​

Latest offers and deals

Get even more from BNZ Rewards with the latest offers from us and our partners. From dining and shopping to travel, take advantage of special offers and discounts from big brands.

Manage BNZ Rewards online

View your BNZ Points balance, recent transactions, and redeem your BNZ Points for rewards by logging in to Internet Banking or the BNZ app.  If you don’t have access to Internet Banking, find out how to register.

Small Print
  1. BNZ Points are earned on eligible purchases, which exclude cash advances, balance transfers, interest charges, bank fees, gambling, betting or lottery transactions, unauthorised transactions for which you are not liable, transactions with securities brokers or dealers, transactions for cryptocurrency and contracts for difference.

  2. BNZ Points can be redeemed for cash back to any BNZ account that you can transfer funds to directly through Internet Banking or the BNZ app. If you’re making a cash back redemption to a credit card account, the cash back will not contribute to the minimum payment due, or the total minimum payment due on the credit card. A minimum of 200 BNZ Points (and multiples of 100 BNZ Points) must be redeemed. Any leftover BNZ Points stay in your account.

  3. You’ll need the latest version of the BNZ app. If you can’t access BNZ Rewards, check to see if you have a compatible Apple or Android device. Internet access is required. BNZ Internet Banking terms and conditions apply. Maintenance is sometimes required.

BNZ credit card terms and conditions apply.

BNZ Rewards Portal and Provider terms and conditions apply.