Good Loans are no interest loans. They are provided by Good Shepherd and other community organisations. BNZ helps to fund these loans but is not the lender.

StepUP loans are low interest loans that are no longer offered. They were a product of the Good Loans programme until 30 September 2022. The following terms and lending criteria apply to existing StepUP loans, where BNZ is the lender:

Your Advanced Personal Loan standard terms and conditions PDF 154KB (for StepUP loans offered with the assistance of Community Partners approved on or after 14 November 2016)
Your Advanced Personal Loan standard terms and conditions PDF 281KB (for StepUP loans offered with the assistance of Community Partners approved on or before 13 November 2016)
Advanced Personal Loans current charges PDF 30KB