Savings accounts
Reach your savings goals faster.
Grow your money with an account that rewards what you save with great rates of interest1. Some savings accounts offer bonus interest rates to help accelerate your savings even more, keeping you on track to your goals.
TotalMoney
TotalMoney accounts let you group your transaction and savings accounts, or your family’s accounts, to earn more interest, we call it pooling.
- Offset your TotalMoney cheque and savings balances against your home loan
- TotalMoney treats every dollar the same - wherever you put it
- Have up to 10 accounts for you and your family and all you'll pay is just $10 a month
Rapid Save
- One free withdrawal per month
- Base interest calculated daily
Achiever Savings
Designed for lump-sum or irregular saving and investment, Achiever Savings offers bonus interest if you make no more than one withdrawal a month.
- Monthly bonus interest on accounts with a maximum of one withdrawal per month
- Higher base interest on larger balances
- One free withdrawal a month
Things to be considered
To protect the value of your savings, consider moving lump sums into short, medium or long-term investments.
Did you know?
If you’re earning an income, you can decide how much you’re going to save each pay and have it direct credited from your everyday account into your savings account. It’s a great way to make sure your hard-earned money continues to grow.
Small print
- Account opening criteria apply. Details, standard Terms and Conditions and Disclosure Statement may be obtained free at any BNZ store or bnz.co.nz.
