- Covers death and terminal illness, plus you can apply for other options
- Bereavement Support benefit of $5000 to help cover immediate expenses
- Boost your Fly Buys1 points total when you pay your premiums
- 30-day money-back period if the policy doesn't meet your needs
- For every new LifeCare customer we'll donate $10 to Plunket2.
Looking after the people who depend on you
LifeCare is designed to help look after the people who matter the most in
your life. If you have family who depend on you, what would happen to them
if you become seriously ill, had a bad accident or died? LifeCare helps
provide the reassurance they need. A claim payment could be used to help
pay loans, living expenses, the cost of medical treatment, funeral expenses,
future education costs and more.
Pick and choose the cover you need
From a base of death and terminal illness cover, you can apply for other
options to help create all-round protection, so that you'll always
have protection that fits.
Standard covers
- Death and terminal illness cover provides a lump sum payment if you die
or become terminally ill. It can make a big difference to your family because
it pays a lump sum that can be used for anything. Funeral expenses,
loan repayments and living expenses are some examples of how it could help
- Bereavement Support benefit helps with immediate expenses by providing
an advance payment of $5000 if the person insured dies
- Child Death Cover benefit. To make things easier at a traumatic time,
if the policy is taken out by the person insured it provides an immediate
payment of $2000 if a child of the person insured dies in an accident aged
between 3 and 10 years
Optional covers
- Critical Condition benefit provides a lump sum if the person insured
suffers a serious illness like a heart attack or cancer. The money can
be used for any purpose – from rehabilitation to a well-deserved
holiday
- Permanent Disability benefit pays a lump sum if you become permanently
disabled and are unable to work again. It helps takes the financial pressure
off your family at a difficult time
- Temporary Disability benefit, debt protection cover that helps pay your
loan repayments for up to two years if you are unable to work due to disability
- Redundancy benefit, debt protection cover that can help take care of
loan repayments if you are made redundant
Earn Fly Buys1 points
You can collect Fly Buys1 points based on the premium you pay. Premiums can
be paid fortnightly, monthly or annually.
Interim death by accident benefit
LifeCare provides up to $500,000 cover for accidental death while your
application is being processed.
30-day no risk trial period
If you change your mind and cancel your policy within 30 days of taking it out, you'll get a full refund of the premiums you've paid.
Help support Plunket
We applaud the way Plunket is giving New Zealand kids the best start in life.
That's why we donate $10 to Plunket for every new LifeCare insurance customer2.
Read the terms and conditions
For more information or to apply for LifeCare
1. Fly Buys terms and conditions apply. Fly Buys points
collection, conversion and redemption rates are subject to change without
notice.
2. The $10 donation to Plunket is made for each new LifeCare
customer whose policy is in-force for longer than the 30-day free look period.
This is only a summary
of LifeCare insurance. Please read the LifeCare general terms and conditions
for full details of the definitions, benefit payments and exclusions. Restrictions
and underwriting conditions may apply.
Claims will not be paid if exclusions
set out in the relevant policy schedule and general terms and conditions
apply. It is important that you check to see if any of these exclusions apply.